FTMO 10K Price in 2026: The Cheaper Way to Get It

FTMO 10K Price in 2026: The Cheaper Way to Get It

TL;DR: The FTMO 10K 2-Phase challenge costs $104 in 2026. PropScholar does not sell FTMO accounts or codes. What it does do: pay you $104 directly when you pass a PropScholar 2-Step evaluation, within 4 hours, and you spend it however you want including on FTMO. The PropScholar 2-Step evaluation for this starts at Rs.2,300.

Key takeaways:

• FTMO's 10K 2-Phase challenge is priced at $104; always verify the current price on FTMO's own website before purchasing.
• PropScholar is not an FTMO reseller and does not offer discount codes for FTMO.
• Pass a PropScholar 2-Step evaluation and receive a direct cash payout of $104, which you can use to buy the FTMO 10K challenge yourself.
• Indian traders pay in rupees via UPI; traders in Nigeria, the Philippines, Indonesia and everywhere else pay via USDT or PayPal.
• Every PropScholar payout is publicly verifiable at propscholar.com/payout-proof.

---

If you searched for the FTMO 10K price or a discount code, you probably already know what FTMO is. You want the account, and the price is either a stretch or a genuine barrier right now. That is a completely normal situation, especially if you are trading from India, Nigeria, the Philippines or anywhere else where converting local currency to USD adds friction and cost on top of the challenge fee.

This article does two things. First, it gives you the honest current price information for FTMO's 10K evaluation. Second, it explains exactly how the PropScholar route works: a legitimate path where you pay a smaller entry fee, pass an evaluation on a demo account, and receive the full $104 FTMO 10K price as a direct payout. No codes, no gimmicks, no vague promises.

What Does the FTMO 10K Challenge Actually Cost in 2026?

FTMO's 10K 2-Phase challenge is priced at $104. That is the published price you will see when you visit FTMO's website directly. Prices can change and promotional periods do occur, so the only reliable source for the current price is FTMO's own checkout page.

A 2-Phase evaluation means two stages: a Phase 1 profit target followed by a Phase 2 verification. Pass both and FTMO onboards you as a funded trader. It is one of the most recognised evaluation structures in the prop trading industry, which is part of why so many traders want it.

The $104 is a one-time entry fee. There are no ongoing subscription costs to the evaluation itself. If you fail, you either restart or walk away. That is the straightforward structure.

For a trader in the US or Europe, $104 is manageable. For a trader in Lagos, Manila or Dhaka, converting that amount into a payment method that FTMO actually accepts is a separate challenge entirely. That is where the conversation gets interesting.

Does PropScholar Sell FTMO Accounts or Discount Codes?

No, and it is worth being clear about this because a lot of "FTMO discount" content online is misleading. PropScholar is not a reseller of FTMO accounts. It does not have affiliate codes that reduce the FTMO price. It is not a marketplace that sells FTMO challenges at a local currency markup.

What PropScholar actually is: a scholarship-based trading evaluation platform. You pay to take a PropScholar evaluation on a demo account. When you pass, PropScholar pays you directly. It is a completely separate product. The FTMO 10K connection is simply that the payout amount for one of PropScholar's evaluation options equals the FTMO 10K price.

If you see a third-party site claiming to offer a working FTMO discount code, treat that claim with serious scepticism. FTMO controls its own pricing and any valid promotional offer will be communicated on FTMO's own channels. There is no reliable third-party source for a permanent discount.

How the PropScholar Route Actually Works

Here is the honest mechanism, step by step.

You buy a PropScholar 2-Step evaluation. The 2-Step is designed for traders who want a lower entry fee, and it starts from Rs.2,300 for the relevant account size. You trade a PropScholar demo account through two targets: an 8% profit target in Phase 1, then a 5% target in Phase 2. The maximum loss across both phases is 8%, and the daily loss limit is 4%.

When you pass, PropScholar pays you a scholarship. For the evaluation linked to the FTMO 10K 2-Phase price, that scholarship is $104, the full published price of the FTMO 10K challenge. The payment arrives within 4 hours of your pass being verified. You can see real examples of this at propscholar.com/payout-proof.

You then take that $104 and go to FTMO's website and buy the challenge yourself. PropScholar does not do this step for you. That is intentional: you receive real cash, you are not locked into any platform, and you have complete control over how you spend it.

That is the entire flow. Pay a smaller entry fee. Pass a legitimate evaluation. Receive the full FTMO 10K price as a direct payout. Use it on FTMO or anything else.

You can explore the FTMO 10K on PropScholar to see exactly what the evaluation entry costs and confirm the payout amount.

What the PropScholar 2-Step Evaluation Rules Look Like

Before you pay anything, you should understand exactly what you are agreeing to. Transparency matters here.

The Two Profit Targets

Phase 1 requires you to reach an 8% profit target on the demo account. Phase 2 requires a 5% profit target. These are the hurdles you clear to receive the payout. There is no time limit on either phase, which means you are not forced into rushed trades to hit a deadline.

The Loss Limits

The maximum loss across the evaluation is 8% of the initial account balance. The daily loss limit is 4%. These are the rules that protect against a single bad day or session wiping out your progress. Stay within them and you stay in the evaluation.

News Trading and Lot Limits

The 2-Step evaluation has no lot limits, which is a genuine advantage if your strategy uses larger position sizes. News trading is allowed on the evaluation account. These are meaningful freedoms compared to some other evaluation structures.

The Payout Is Real and Verifiable

This is the part that people are understandably sceptical about when they first hear it. The payouts are processed within 4 hours and every one of them is publicly listed at propscholar.com/payout-proof. You are not trusting a promise, you are checking a public ledger of past payments. That is a meaningful difference from a platform that only shows you screenshots in a Telegram group.

How to Pay for the PropScholar Evaluation

If you are in India, you pay in rupees via UPI. The 2-Step evaluation entry is Rs.2,300 at the relevant account size. Straightforward.

If you are in Nigeria, the Philippines, Indonesia, Pakistan, Bangladesh, Kenya, South Africa or anywhere else outside India, you pay in USDT via NOWPayments, or via PayPal. USDT is the most practical route for most traders in these markets. The way this typically works: you buy USDT on a P2P exchange like Binance P2P using your local bank transfer or whichever method your exchange accepts, then send that USDT to PropScholar's payment address at checkout. It is a one-time process that takes maybe 20 minutes to set up if you have not done it before.

PayPal is also a live option at checkout for international traders who prefer it.

No credit card, no bank wire, no regional wallet specific to your country. Crypto and PayPal keep the process clean and accessible from almost anywhere.

Why This Route Makes Sense for Traders in Emerging Markets

For traders in India, Nigeria, the Philippines, Indonesia and similar markets, the FTMO 10K price is not just $104. It is $104 converted from your local currency, through a payment method FTMO accepts, at whatever exchange rate your bank or exchange gives you that day. The real cost often lands higher than the headline number.

The PropScholar route sidesteps a lot of that friction. You pay a smaller amount in a format that works locally, you prove your trading skill on a demo account, and you receive a dollar payout. That payout then handles the FTMO purchase for you.

The other thing worth saying plainly: the evaluation is genuinely useful on its own terms. Plenty of traders use PropScholar evaluations not as a stepping stone to FTMO specifically, but as a way to collect trading capital and build a track record. The 2-Step evaluation on a demo account, with public payout proof on a pass, is a real thing regardless of what you plan to do with the money afterward.

For context on how similar evaluations work for other firm challenges, the approach is consistent across different account sizes and firms. You might also find it useful to look at how the Funding Pips 5K price compares across evaluation types or how the Alpha Capital 10K price and the cheaper route breaks down in the same framework.

PropScholar vs Waiting for an FTMO Discount Code

What discount codes actually do

FTMO occasionally runs promotional pricing. When a valid code exists, it reduces the challenge fee by a fixed percentage. These are time-limited and FTMO announces them directly. There is no permanently available code floating around the internet that still works.

What waiting costs you

Searching for a code that may not exist is time spent not trading. If your goal is to eventually have an FTMO 10K account, the fastest legitimate path is either paying the full $104 now, or proving your skill on a PropScholar evaluation and collecting the $104 as a payout. Both routes are honest. The second one costs you less upfront and tests whether you are actually ready for the FTMO evaluation before you commit to it.

What the PropScholar evaluation tells you

This is the part that the discount code search misses entirely. If you pass a PropScholar 2-Step evaluation with an 8% and 5% profit target, you have demonstrated something real: you can run a trading account within defined loss limits and hit meaningful profit targets. That is a direct preview of whether you will pass FTMO's Phase 1 and Phase 2. The evaluation is not just a funding mechanism; it is a dress rehearsal.

We have seen this pattern from the inside at PropScholar. Traders who came having already passed one evaluation tend to approach FTMO's evaluation differently, with more discipline around daily loss limits specifically. The 4% daily loss boundary on the PropScholar 2-Step is a real edge in preparing for any multi-phase evaluation structure.

For more on how the Blue Guardian 5K price compares and where to find it cheaper, or how the Funding Pips 5K discount code approach works through the same PropScholar model, those posts follow the same structure.

The Freedom Account: If You Want to Start Even Smaller

The PropScholar 2-Step evaluation is the right fit if your goal is specifically to receive the FTMO 10K payout amount. But if you want to start with the smallest possible amount and get a feel for PropScholar evaluations before committing more, the Freedom Account is worth knowing about.

The Freedom 5K costs Rs.499 (about $5) and pays a $20 scholarship on a pass. The Freedom 10K costs Rs.999 and pays $42. The Freedom 25K costs Rs.2,499 and pays $100. These use PropScholar's own one-step evaluation structure: a 10% profit target, 6% maximum loss, 3% daily loss limit, no minimum trading days, no time limit. The Freedom Account does have lot limits and does not allow news trading, which makes it a different environment from the 2-Step.

The Freedom Account is not the path to the FTMO 10K payout specifically. The 2-Step is the right tool for that. But if you want a $5 starting point to understand how PropScholar evaluations work before scaling up, the Freedom Account is a legitimate on-ramp.

You can browse all available evaluations at propscholar.com/shop.

---

Frequently Asked Questions

What is the FTMO 10K price in 2026? The FTMO 10K 2-Phase challenge is priced at $104 in 2026. This is the published entry fee you pay to attempt FTMO's two-phase evaluation on a $10,000 demo account. Always check FTMO's own website for the current price before purchasing, as promotional periods can affect pricing temporarily.

Does PropScholar sell FTMO accounts or offer discount codes? No. PropScholar is a scholarship-based trading evaluation platform, not a reseller of FTMO accounts and not a source of FTMO discount codes. PropScholar pays you the equivalent of the FTMO 10K price as a direct scholarship when you pass a PropScholar 2-Step evaluation. You then purchase the FTMO challenge yourself with that payout.

How much does the PropScholar evaluation cost that pays the FTMO 10K price? The PropScholar 2-Step evaluation that pays out $104 (the FTMO 10K 2-Phase price) starts from Rs.2,300 for Indian traders paying via UPI. International traders pay via USDT or PayPal. The payout of $104 is processed within 4 hours of passing and is publicly verifiable at propscholar.com/payout-proof.

How do traders outside India pay for a PropScholar evaluation? Traders in Nigeria, the Philippines, Indonesia, Pakistan, Bangladesh, Kenya, South Africa and other markets pay via USDT through NOWPayments, or via PayPal. The most common practical route is buying USDT on a P2P exchange like Binance P2P using a local bank transfer, then sending it to PropScholar at checkout. The process typically takes around 20 minutes the first time.

What are the PropScholar 2-Step evaluation rules? Phase 1 requires an 8% profit target. Phase 2 requires a 5% profit target. The maximum loss across both phases is 8% of the initial account. The daily loss limit is 4%. There are no lot limits and news trading is permitted. There is no time limit on either phase.

Is the PropScholar payout actually real? Yes. Every PropScholar payout is processed within 4 hours of a verified pass and is publicly listed at propscholar.com/payout-proof. You can view real payment records before you decide to purchase an evaluation. PropScholar is operated by PropScholar Private Limited, a company registered in India under MCA.

What if I just want to start with the smallest possible amount? The cheapest PropScholar entry point is the Freedom 5K at Rs.499 (about $5), which pays a $20 scholarship on a pass. This uses a one-step evaluation structure with a 10% profit target. It is not the path to the $104 FTMO 10K payout, but it is a genuine low-cost starting point if you want to understand how PropScholar evaluations work before committing to a larger evaluation.

---

PropScholar is a scholarship-based trading evaluation platform operated by a Private Limited company registered in India. We are not a prop firm and do not manage or allocate institutional capital. Our model rewards proven trading skill with scholarship grants upon successful evaluation completion.

Related reading

• Best $1 Trading Challenge 2026: Why 1K 1-Step Wins
• Best Prop Firm in India 2026 (UPI-Friendly): Honest Comparison
• Cheapest Legit Way to Access a Funded-Style Trading Account From $5
• Prop Firm Challenge Under $5: Cheapest Legit Funded Accounts Compared
• Buy FTMO & Funding Pips Challenges at INR Pricing: Full Guide
• Pay-After-Pass Prop Firms: What the Alternative Actually Is